The uninsured motorist polices are available to California drivers. The uninsured motorist coverage can be of great help if you or your passengers have been injured in a car accident. The uninsured motorist coverage is designed to protect against the risk of being injured by a driver who does not have insurance. The underinsured motorist coverage pays for your injuries if you are hit by a driver who does not have sufficient coverage to pay for your injuries.
The insurance companies are required to offer this coverage when you obtain car insurance but a consumer may decline or waive this coverage. The UMBI provides compensation for injuries sustained by yourself and any of your passengers to the extent of the liability limits of your policy. The UMBI also pays for your injuries if you are injured by a hit-and-run driver. The underinsured motorist coverage you if you are injured by a driver who does not have enough coverage.
If you or a loved one has recently been injured in a car accident, you should immediately consult with an experienced Irvine Personal Injury Attorney to discuss your case. The car accident lawyers at the Gill Law Group, PC can help you get the compensation you deserve for your injuries. We will help you with repairs of your car and seek maximum amount of recovery for your damages.