According to the Insurance Research Council (IRC), one out of every seven drivers in the United States is currently uninsured. This serious problem affects you directly, particularly if you were recently hit by a driver who does not have insurance. Filing a claim suddenly becomes much more complicated, but Gill Law Group, PC is here to represent you in any capacity you may need.
When the at-fault driver has no insurance, there is a good chance they will be unable to compensate you for your injuries. All hope is not lost, however, thanks to uninsured motorist coverage. Uninsured motorist coverage protects you if you get hit by an uninsured driver and our Irvine car accident attorney can help you navigate the complexities of the ensuing legal action.
The purpose of uninsured motorist coverage is to pay for your losses when the other driver cannot do so. California drivers can choose the amount of coverage they want to purchase, based on certain state limits. When you have uninsured motorist coverage, you can make a claim against your own insurance company for you injuries and property damage.
Uninsured motorist coverage can cover all of the following:
According to state law, all uninsured motorist claims must be filed within two years of the incident. If the accident was a hit and run, you are required to file a police report in order to receive compensation from your insurance company.
Filing an uninsured motorist claim can be much more challenging than an ordinary car accident claim. No matter what, you deserve to be compensated for your losses. Schedule a free consultation with our firm’s car accident lawyer in Irvine for the personal representation you need.